Terms & Conditions

Effective Date: 10 December 2025

1. Services Offered

We provide assistance for Loans, Banking Services, PAN/Aadhaar Updates, Government Schemes, MSME Registration, Insurance, and Taxation Services.

2. User Responsibilities

• Provide correct documents & information.
• Do not misuse any provided service.
• Follow all government rules & regulations.
• Do not attempt fraud or impersonation.

3. Service Fees

Some services may include a processing fee. Once applied, fees are not refundable.

4. Third-Party Dependencies

We only assist in processing. Final approval depends on banks, government portals, or insurance companies.

5. Limitation of Liability

We are not responsible for rejection, delays, financial loss, or system downtime of government portals.

6. Termination

We may suspend services if any fraud or policy violation is detected.

7. Contact Us

Email: info@bikkaji.com
Phone: +91 9672781739